Q3 / July - September 2026

Personal command centre

Finances

Money map and weekly decisions

Keep cash, reserves, obligations, runway, and the next financial decision visible beside the rest of the quarter.

cash + reserve

$22,700

net position

$53,500

monthly obligations

$3,145

runway

7.2 mo

Position

Account map

Operating cash

cash

Primary cash buffer for daily life and short-term commitments.

Target$8,200 / $10,000

$8,200

Q3 reserve

savings

Quarterly reserve and opportunity fund.

Target$14,500 / $20,000

$14,500

Long-term portfolio

investment

Longer horizon assets reviewed monthly.

Target$32,000 / $40,000

$32,000

Card balance

debt

Clear monthly after obligations review.

-$1,200

Create

Add account

Commitments

Recurring obligations

Rent

day 1

$2,600 monthly / $2,600 monthly equivalent

Main fixed housing obligation.

$2,600

Phone and internet

day 12

$145 monthly / $145 monthly equivalent

Utilities and connectivity.

$145

Training / recovery

day 18

$220 monthly / $220 monthly equivalent

Gym, recovery, and training support.

$220

Software stack

day 25

$180 monthly / $180 monthly equivalent

Tools used to build and operate projects.

$180

Create

Add obligation

Review

Latest money snapshot

$22,700

cash

$3,145

obligations

7.2 mo

runway

Next decision

Confirm July obligations and decide reserve target.

Review

Add money snapshot